The best 9 month CD rates from our database topped out at a fairly low 1.0% APY this week, with the best 12 month CDs topping out at just 1.20% APY.
You may be able to find a local community bank or credit union offering a slightly higher interest rate, however, these institutions tend to be fairly exclusive, with membership based on location or place of employment.
Today’s top CD rates available online:
- 3 month CD yielding 0.60% APY with a minimum deposit of $1,000 required (OneWest Bank)
- 6 month CD yielding 1.00% APY with a minimum deposit of $1,000 required (Aurora Bank and Ascencia Bank)
- 9 month CD yielding 1.00% APY with a minimum deposit of $1,000 required (Discover Bank and GiantBank)
- 12 month CD yielding 1.20% APY with a minimum deposit of $1,000 required (SallieMae)
Best 9 Month CD Rates from Credit Unions:
- Navy Federal Credit Union has a 9 month CD yielding 0.80% APY with a minimum deposit of $10k required.
- Affinity Credit Union has a 9 month CD yielding 0.75% APY with a minimum deposit of $500 required.
- Velocity Credit Union has a 9 month CD yielding 0.60% APY with a minimum deposit of $1k required.
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